My brother took the 3rd dose of Pfizer’s mRNA covid vaccine and a month later his hematocrit, red blood cells, and platelets plummeted precipitately, while his white blood cells skyrocketed. He was diagnosed with severe anemia and leukemia. He underwent the Erythropoietin treatment but it was not effective and he suffered immensely from the side effects of the medication and finally passed away. The New York Times reveals that Governments signed secret vaccine deals with Pfizer and Moderna to allow these Companies to have multibillion-dollar contracts, liability shields, patent ownership and leeway on delivery dates and pricing — and promised the Companies that this information would not be made public.
THE TOWEL MOVEMENT
THE TOWEL MOVEMENT
There is a growing movement for free access to the beaches in Greece which in many cases are commercialized by various entrepreneurs placing illegal sunbeds and umbrellas. Angry Greek bathers have started the TOWEL MOVEMENT, which is spreading throughout Greece. On many beaches there are no empty surfaces, so there is no free space for bathers who do not have or do not want to pay exorbitant prices for a sunbed, an umbrella or a drink. Governmental and judicial authorities responded to the growing movement for free beach access. Greece’s Supreme Court has ordered an investigation following allegations that many beaches are being illegally occupied by sunbeds and umbrellas. Free public access to beaches in Greece is protected by the Greek constitution.
However I should point out that the very expensive sunbeds and umbrellas on the Greek beaches are not yesterday’s phenomenon. There are even paid thugs who remove – even by force – any citizen who simply wants to spread his/her own towel. Anarchy and corruption have spread everywhere in the country and are rampant.
Η ΚΙΝΗΣΗ ΠΕΤΣΕΤΑΣ
Υπάρχει μια αυξανόμενη κίνηση για ελεύθερη πρόσβαση στις παραλίες στην Ελλάδα για τις οποίες σε πολλές περιπτώσεις υπάρχει το όργιο εμπορευματοποίησης από διάφορους επιχειρηματίες τοποθετώντας παράνομες ξαπλώστρες και ομπρέλες. Εξοργισμένοι Έλληνες λουόμενοι έχουν ξεκινήσει το ΚΙΝΗΜΑ ΠΕΤΣΕΤΑΣ, το οποίο εξαπλώνεται σε όλη τη χώρα. Σε πολλές παραλίες δεν υπάρχουν κενές επιφάνειες με αποτέλεσμα να μην υπάρχει ελεύθερος χώρος για λουόμενους που δεν έχουν ή δεν θέλουν να πληρώσουν εξωφρενικές τιμές για μια ξαπλώστρα, μια ομπρελα ή για ένα ποτό. Κυβερνητικές και δικαστικές αρχές ανταποκρίθηκαν στο αυξανόμενο κίνημα για ελεύθερη πρόσβαση στις παραλίες. Το Ανώτατο Δικαστήριο διέταξε έρευνα μετά από ισχυρισμούς ότι πολλές παραλίες καταλαμβάνονται παράνομα από ξαπλώστρες και ομπρέλες. Η ελεύθερη πρόσβαση του κοινού στις παραλίες στην Ελλάδα προστατεύεται από το ελληνικό σύνταγμα.
Ωστόσο, να επισημάνω ότι οι πανάκριβες ξαπλώστρες και ομπρέλες στις ελληνικές παραλίες δεν είναι χθεσινό φαινόμενο. Υπάρχουν ακόμη και πληρωμένοι τραμπούκοι που απομακρύνουν -έστω και με το ζόρι- όποιον πολίτη θέλει απλώς να απλώσει τη δική του πετσέτα. Η αναρχία και η διαφθορά έχουν εξαπλωθεί παντού στη χώρα και είναι ανεξέλεγκτη.
Για να μην τρελαθούμε βλέποντας τέτοιες τραγελαφικές εικόνες ας γελάσουμε λίγο με τους αείμνηστους Νίκο Σταυρίδη και Γιάννη Γκιωνάκη στη κινηματογραφική ταινία ΤΑ ΚΙΤΡΙΝΑ ΓΑΝΤΙΑ.
THE TRAGEDY OF A MIGRANT BOAT CAPSIZED IN GREECE
www.cnn.com/videos/world/2023/06/17/exp-greece-migrants-sally-hayden-intv-061703aseg1-cnni-world.cnn
It is sad that people lost their life in such a way. Poverty and desperation led them to seek a better life in Europe. But this is not a solution because the developed countries cannot absorb millions of immigrants from Asia and Africa. It is therefore imperative that governments in developed countries stop being hypocritical and supporting corrupt dictators in underdeveloped countries, and the multinationals, who, driven by greed and profit, exploit the workers in these countries.
The developed countries need to help the underdeveloped ones to develop agriculture, fishing, raise livestock animals, technology and industry in order to promote jobs and raise the standard of living for their citizens so they don’t need to migrate. The problem of overpopulation must also be addressed, and birth control made mandatory to reduce the world population.
The Chinese philosopher Lao Tzu said
“Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime”
GLOBAL OBESITY
There is an alarming obesity epidemic. Statistics show that the number of obese people has increased globally by about 15 times in the past 60 years, and over 60% of obese people live in developed countries.
Obesity is caused primarily by genetics, poor eating patterns and lack of activity. Specifically people should stay away from fatty and sugary foods, sugary beverages and from processed and fast foods. The large quantity of food that we consume daily also contributes greatly to obesity.
SAINT VALENTINE’S DAY TODAY
It is a general belief that Valentine’s Day originated as a Christian feast day honoring one or two early Christian martyrs named Saint Valentine. Through later folk traditions, it has become a significant cultural or religious celebration of romance and love in many regions of the world.
In the 20th century it became widely commercialized and there was a frenzy of greeting card exchanges, first among people in the USA, and gradually spreading worldwide..
Valentine’s Day is considered a Day of Romance and Love. Flowers are considered one of the most romantic gifts. Watch the link where a little boy offers flowers to his classmate, a sweet and moving gesture!
Η ΜΕΡΑ ΤΟΥ ΑΓΙΟΥ ΒΑΛΕΝΤΙΝΟΥ ΣΗΜΕΡΑ
Η μέρα του Αγίου Βαλεντίνου ξεκίνησε ως μια χριστιανική γιορτή που τιμούσε έναν ή δύο χριστιανούς μάρτυρες που ονομάζονταν Άγιος Βαλεντίνος. Μέσα από μεταγενέστερες λαϊκές παραδόσεις, έχει γίνει μια σημαντική πολιτιστική ή θρησκευτική γιορτή ρομαντισμού και αγάπης σε πολλές περιοχές του κόσμου.
Τον εικοστό αιώνα έγινε ευρέως εμπορευματοποιημένη μερα και υπήρξε μια φρενίτιδα ανταλλαγών ευχετήριων καρτών, πρώτα μεταξύ των ανθρώπων στις ΗΠΑ και σταδιακά εξαπλώθηκε σε όλο τον κόσμο.
Η μέρα του Αγίου Βαλεντίνου θεωρείται μέρα ρομαντισμού και αγάπης. Τα λουλούδια θεωρούνται ένα από τα πιο ρομαντικά δώρα. Δείτε τον σύνδεσμο όπου ένα αγοράκι προσφέρει λουλούδια στην συμμαθητρία του, μια γλυκιά και συγκινητική χειρονομία!
THE SAGA OF THE CORONAVIRUS VACCINE
A report by the New York Times has revealed that Governments globally have signed COVID-19 vaccine deals with pharmaceutical companies to give the latter multibillion-dollar contracts, liability shields, patent ownership and leeway on delivery dates and pricing — and have agreed that much of the information will not be made public.
Myocarditis and pericarditis after mRNA vaccine COVID-19 in adults and children are well established. The video shows many athletes fall and die while playing on the field.
In another video below, a reporter at the 2023 WORLD ECONOMIC FORUM in DAVOS, SWITZERLAND, is asking Pfizer’s CEO, Mr ALBERT BOURLA, several questions regarding the CoronaVirus vaccine.
Η ΠΕΡΙΠΕΤΕΙΑ ΤΟΥ ΕΜΒΟΛΙΟΥ ΤΟΥ ΚΟΡΩΝΟΙΟΥ
Η εφημερίδα New York Times αποκάλυψε ότι οι κυβερνήσεις παγκοσμίως έχουν υπογράψει συμφωνίες εμβολίου κατά του κορονοϊού με φαρμακευτικές εταιρείες για να δώσουν στις τελευταίες συμβάσεις πολλών δισεκατομμυρίων δολαρίων, ασπίδες ευθύνης, κατοχή διπλωμάτων ευρεσιτεχνίας και περιθώρια ευρεσιτεχνίας στις ημερομηνίες παράδοσης και τις τιμές — και έχουν συμφωνήσει ότι μεγάλο μέρος οι πληροφορίες δεν θα δημοσιοποιηθούν.
Το εμβόλιο mRNA για τον κορονοϊό έχει παρουσιάσει σοβαρές παρενέργειες. Παράδειγμα η μυοκαρδίτιδα και η περικαρδίτιδα μετά από εμβόλιο mRNA σε ενήλικες και παιδιά είναι επιστημονικά βεβαιωμένες.
Το βίντεο δείχνει πολλούς αθλητές να πέφτουν και να πεθάνουν παίζοντας στο γήπεδο. Οπ! Το μπλόκαρε το Facebook. η άγνοια είναι ευδαιμονία!
Σε άλλο βίντεο παρακάτω, ένας δημοσιογράφος στο ΠΑΓΚΟΣΜΙΟ ΟΙΚΟΝΟΜΙΚΟ ΦΟΡΟΥΜ 2023 στο ΝΤΑΒΟΣ της ΕΛΒΕΤΙΑΣ, ρωτά τον Διευθύνοντα Σύμβουλο της Pfizer, κύριο Άλμπερτ Μπουρλά μερικές ερωτήσεις σχετικά με το εμβόλιο mRNA κατά του κορονοϊού.
THE MEANING OF CHRISTMAS
IT IS THE SEASON OF CHRISTMAS AND THE NEW YEAR. WHAT A WONDERFUL, JOYFUL TIME OF THE YEAR! FOR CHRISTIANS, CHRISTMAS IS A TIME OF SPIRITUAL REFLECTION ON THE CHRISTIAN FAITH. CHRISTIANS CELEBRATE GOD’S LOVE FOR THE WORLD THROUGH THE BIRTH OF THE CHRIST CHILD, JESUS.
THE NATIVITY SCENE EVOKES THE MIRACLE OF THE HUMBLE VIRGIN BIRTH OF JESUS CHRIST. IT ENGENDERS THE TRUE MEANING OF CHRISTMAS. CHRIST TAUGHT US TO LOVE ONE ANOTHER.
THE CANDLES AT CHRISTMAS SYMBOLIZE THE IMAGE OF CHRIST, HIS PURITY, AND HIS SAVING GRACE. THEY ALSO REPRESENT JESUS AS THE LIGHT IN THE DARKNESS, AND HIS DIVINE OR SPIRITUAL NATURE.
THE CHRISTMAS TREE IS SYMBOLIC OF THE BIRTH AND RESURRECTION OF JESUS CHRIST. ITS EVERGREEN BRANCHES AND NEEDLES ARE CONSIDERED AN EMBLEM OF IMMORTALITY. THE LIGHTS AND ORNAMENTS ON THE TREE REPRESENT THE STARS AND THE PLANETS IN THE SKY.
CURRENTLY, THE TOTAL NUMBER OF CHRISTIANS GLOBALLY IS 2,469 BILLION, (30.8%) OF THE TOTAL GLOBAL POPULATION OF 8,006 BILLION.
I WISH YOU ALL A MERRY CHRISTMAS AND MAY THE NEW YEAR 2023 BE FULL OF LOVE, PEACE, GOOD HEALTH, HOPE, AND PROSPERITY FOR ALL.
THE VIDEO OF THE LITTLE DRUMMER BOY SONG ΤΕLLS THE SIMPLE STORY OF A BOY WITH A DRUM WHO FEELS HE HAS NOTHING TO OFFER THE BABY JESUS. OTHERS COME FROM FAR AND WIDE TO OFFER GIFTS, AND THE BOY, STANDING AT THE END OF THE LINE OF VISITORS, FEELS UNWORTHY, HAVING NOTHING TO OFFER. SO HE OFFERS TO SING AND PLAY FOR THE BABY JESUS ON HIS DRUM. THE BOY SOON RECOGNIZES THAT HIS GIFT IS AS WORTHY AS ALL THE OTHERS. IT OFFERS CHILDREN A WONDERFUL, WARM GLIMPSE INTO THE MEANING OF GIVING.
THE GREEK EPIC OF 1940
TODAY 28 OF OCTOBER 2022 WE CELEBRATE THE OXI DAY THE GREEKS SAID TO ITALIANS IN 1940 DURING THE SECOND WORLD WAR. I WOULD LIKE TO PAY A TRIBUTE TO OUR THREE PATRIOTS, WHO WERE FOUGHT AND KILLED IN TWO WARS. SPELIOS PANAGOS TSONIS DURING THE ASIA MINOR CAMPAIGN BETTER KNOWN AS THE GREEK-TURKISH WAR OF 1919-1922. FOTIOS CHRISTOS TSONIS AND KYRIAKOS ELIAS TOMARAS IN GREEK-ITALIAN WAR OF 1940-1941. AlSO, I PAY A SPECIAL TRIBUTE TO MY PATERNAL UNCLE FOTIOS TSONIS, WHO WAS AMONG THE 422 YOUNG MEN FROM MESSINIAS WHO WERE KILLED IN ACTION DURING THE GRECO-ITALIAN CAMPAIGN IN THE SECOND WORLD WAR.
SPELIOS PANAGOS TSONIS 1922
FOTIOS CHRISTOS TSONIS 1940
KYRIAKOS ELIAS TOMARAS 1940
World War II is considered to be the most formidable of all time known to mankind. It lasted from September 1, 1939 to September 2, 1945. It left about 60 million soldiers dead worldwide and hundreds of thousands of civilians died from torture, executions and starvation. In Greece, 88,300 soldiers and 325,000 civilians lost their lives.
During World War II, all young Greek men were drafted into the army to fight against Mussolini’s forces.
In 1939 the Italian forces had occupied Albania and were ready to invade Greece. Both Fotios and his brother (my father) Panagiotis were called up to participate in the Greco-Italian campaign and were sent to be stationed at the Greek-Albanian border. My father was 25 years old, single and Fotios was 30, married with 3 children. When Fotios said goodbye to his family in Tsonaika, it was as if he had the feeling that he would not return to see them again. He hugged and kissed his children over and over again. His daughter was very little, his son Christos was 6 years old, and his son Panagiotis 4. My father and Fotios took the train from Kalamata to the Greek-Albanian border with thousands of other men from the area. Fotios joined the second Machine Battalion of the Thirtieth Infantry.
In December 1940, the winter was brutal, with heavy snow and extremely low temperatures. The ill-prepared soldiers suffered from frostbite and many had to have their feet and legs amputated. Their uniforms were frozen stiff, and they had difficulty moving. At night they dug holes in the ground and slept huddled together covered by their frozen blankets, trying to keep warm. On Tuesday the 24th of December 1940, Fotios was killed in action, along with three other soldiers. They were fighting to capture the mountain peak of Kosnitsi, part of the Tommorri range in Albania. Fotios and Kyriakos were among the 422 young men from Messinias who lost their lives in World War II. May Rest In Peace.
ΣΗΜΕΡΑ 28 ΟΚΤΩΒΡΙΟΥ 2022 ΓΙΟΡΤΑΖΟΥΜΕ ΤΟ ΙΣΤΟΡΙΚΟ ΟΧΙ ΤΗΣ 28 ΟΚΤΩΒΡΙΟΥ 1940 ΤΩΝ ΕΛΛΗΝΩΝ ΠΡΟΣ ΤΟΥΣ ΙΤΑΛΟΥΣ ΣΤΟ ΔΕΥΤΕΡΟ ΠΑΓΚΟΣΜΙΟ ΠΟΛΕΜΟ. ΕΝΑ ΕΙΔΙΚΟ ΑΦΙΕΡΩΜΑ ΣΤΟΥΣ ΤΡΕΙΣ ΣΥΜΠΑΤΡΙΩΤΕΣ ΠΟΥ ΠΟΛΕΜΗΣΑΝ ΗΡΩΙΚΑ ΚΑΙ ΕΧΑΣΑΝ ΤΗ ΖΩΗ ΤΟΥΣ ΣΕ ΔΥΟ ΠΟΛΕΜΟΥΣ.
Ο ΤΣΩΝΗΣ ΣΠΗΛΙΟΣ ΤΟΥ ΠΑΝΑΓΟΥ ΑΠΟ ΤΑ ΤΣΩΝΑΙΚΑ ΣΤΗΝ ΜΙΚΡΑΣΙΑΤΙΚΗ ΕΚΣΤΡΑΤΕΙΑ ΓΝΩΣΤΗ ΩΣ ΕΛΛΗΝΟΤΟΥΡΚΙΚΟΣ ΠΟΛΕΜΟΣ ΤΟΥ 1919-1922.
ΟΙ ΤΣΩΝΗΣ ΦΩΤΙΟΣ ΤΟΥ ΧΡΗΣΤΟΥ ΑΠΟ ΤΑ ΤΣΩΝΑΙΚΑ ΚΑΙ ΤΟΜΑΡΑΣ ΚΥΡΙΑΚΟΣ ΤΟΥ ΗΛΙΑ ΑΠΟ ΤΗ ΦΟΙΝΙΚΟΥΝΤΑ ΣΤΟΝ ΕΛΛΗΝΟΙΤΑΛΙΚΟ ΠΟΛΕΜΟ ΤΟΥ 1940-1941.
ΤΣΩΝΗΣ ΣΠΗΛΙΟΣ ΤΟΥ ΠΑΝΑΓΟΥ 1922
Ο ΣΠΗΛΙΟΣ είχε πατέρα τον Πανάγο και αδελφό τον Ηλία (γνωστός ως Λιακοπανάγος). Ο Ηλίας ήταν πατέρας του Γιώργη (μας έλεγε αστεία) και του Κώστα του Αβάρα.
ΤΣΩΝΗΣ ΦΩΤΙΟΣ ΤΟΥ ΧΡΗΣΤΟΥ 1940
Ο ΦΩΤΙΟΣ ήταν αδελφός του πατέρα μου Παναγιώτη (Μάλιος) και της Γιαννούλας, η οποία ήταν σύζυγος του Λάμπρου στο Ακριτοχώρι. Είχαν πατέρα τον Χρήστο, γνωστός ως Λιακοχρήστος.
ΤΟΜΑΡΑΣ ΚΥΡΙΑΚΟΣ ΤΟΥ ΗΛΙΑ 1940
Ο ΚΥΡΙΑΚΟΣ ήταν αδελφός του Κώστα του Μυλωνά. Ο Κώστας είχε Αλευρόμυλο τη δεκαετία του 1960 στη Φοινικούντα. Είχαν πατέρα τον Ηλία.
Ο Β´ Παγκόσμιος Πόλεμος θεωρείται ο φοβερότερος από όσους γνώρισε η ανθρωπότητα. Διήρκησε από την 1η Σεπτεμβρίου 1939 έως τις 2 Σεπτεμβρίου 1945. Άφησε παγκοσμίως περίπου 60 εκατομμύρια στρατιώτες νεκρούς και εκατοντάδες χιλιάδες πολίτες πέθαναν από βασανιστήρια, εκτελέσεις και πείνα. Στην Ελλάδα 88.300 στρατιώτες και 325.000 πολίτες έχασαν τη ζωή τους.
Το 1939 οι ιταλικές δυνάμεις είχαν καταλάβει την Αλβανία και ήταν έτοιμες να εισβάλουν στην Ελλάδα. Όλοι οι νέοι Έλληνες στρατολογήθηκαν για να πολεμήσουν ενάντια στις δυνάμεις του Μουσολίνι. Τόσο ο Φώτιος όσο και ο αδερφός του (ο πατέρας μου) Παναγιώτης, κλήθηκαν να συμμετάσχουν στην ελληνο-ιταλική εκστρατεία και στάλθηκαν στα ελληνοαλβανικά σύνορα. Ο πατέρας μου ήταν 25 ετών, άγαμος και ο Φώτιος 30 ετών, παντρεμένος με 3 παιδιά. Όταν ο Φώτιος είπε αντίο στην οικογένειά του στα Τσωναίκα, ήταν σαν να είχε την αίσθηση ότι δεν θα επέστρεφε να τους δει ξανά. Αγκάλιασε και φίλησε τα παιδιά του ξανά και ξανά. Η κόρη του ήταν μωρό, ο γιος του Χρήστος ήταν 6 ετών και ο γιος του Παναγιώτης 4 ετών. Ο πατέρας μου και ο Φώτιος πήραν το τρένο από την Καλαμάτα με χιλιάδες άλλους νέους από την περιοχή για τα ελληνοαλβανικά σύνορα. Ο Φώτιος εντάχθηκε στο δεύτερο Μηχανικό Τάγμα του Τριακοστού Πεζικού και ο πατέρας μου στο τμήμα τροφοδοσίας.
Τον Δεκέμβριο του 1940, ο χειμώνας ήταν βάναυσος, με ισχυρό χιόνι και εξαιρετικά χαμηλές θερμοκρασίες. Πολλοί στρατιώτες υπέφεραν από κρυοπαγήματα και χρειάστηκε να υποβληθούν σε ακρωτηριασμό των ποδιών. Πολλές φορές οι στολές τους ήταν παγωμένες άκαμπτες και είχαν μεγάλη δυσκολία να κινηθούν. Τα βράδια έσκαβαν λάκκους για να κοιμηθούν μαζί και να ζεσταθούν καλυμμένοι από τις παγωμένες κουβέρτες τους. Την Τρίτη 24 Δεκεμβρίου 1940, ο Φώτιος σκοτώθηκε σε δράση, μαζί με τρεις άλλους στρατιώτες. Πολεμούσαν για να καταλάβουν την ορεινή κορυφή του Κοσνιτσίου, μέρος της οροσειράς Τομορρί στην Αλβανία. Ο Φώτιος και ο Κυριάκος ήταν από τους 422 νεαρούς της Μεσσηνίας που έχασαν τη ζωή τους στον Δεύτερο Παγκόσμιο Πόλεμο. Αιωνία η μνήμη τους.
INVESTMENT PHILOSOPHY
INTRODUCTION
The years 2020-2022 will be remembered as a tumultuous and highly volatile period for the Global financial markets. Some factors that have contributed to the market turbulence for investors, and will probably trigger a recession, are the coronavirus, Russian invasion of Ukraine, energy, and high inflation. Recession and Inflation are intrinsically linked because high inflation puts tremendous pressure on Central Banks to tighten their monetary policy and increase key interest rates substantially. Business will react to higher cost of borrowing by reducing production and causing high unemployment. Therefore high inflation usually indicates an impending recession. There have been 12 recessions in the 20th century, including the Great Depression, which was the longest, lasting from 1929 until 1941.
Poverty is one of mankind’s worst diseases as there is a dynamic relationship between poverty and poor health. Currently the total Global World population is about 8 billion people with China the most populated of 1.426 billion, followed by India with 1.417 billion. The total Global Wealth is approximately $418 trillion with wide disparities of wealth between rich and poor nations and people.
The top 1% of the households own more wealth than the bottom 50%.
The top 2% of the households own 20% of all personal wealth.
The 10% of households own 44% of the wealth.
The 50% of the households own around half of the wealth.
Money does not usually bring happiness, but it provides financial security and personal freedom.
SUMMARY
In this article I will summarize my investment ideas, strategies and techniques that I have applied for years in investing.
*Poverty is one of mankind’s worst diseases, as there is a dynamic relationship between poverty and poor health, yet the fact remains that the richest 1% of the World’s population of about 8 billion own 48% of the world’s $280 trillion total wealth, whereas the poorest 50% own only 1%. Money does not usually bring happiness, but it provides financial security, personal freedom and a sense of mobility.
*Many years of experience has taught me that the best way to acquire wealth is to invest in stocks and apply the contrarian approach, going against the general trend.
*The U.S. stock market historically has returned 12% per year on average. All other forms of investment, such as fixed income securities which include treasury bonds, corporate bonds, certificates of deposit (CDs) and preferred stocks, deliver a low rate of return that does not even cover inflation and taxes. Real estate and business, usually privately owned, can be good investments, but location is critical, and they can be risky and illiquid (unsellable) at times.
*To predict the direction of the stock market is an elusive goal because it is affected by many variables and the psychology of investors. When investors become very optimistic they develop herd-like behavior and push stock prices to unrealistic levels, which creates a bubble. However, when pessimism spreads, investors exit the market in droves, creating a sell-off and causing the bubble to burst. When investors are irrational, stock market prices are driven by greed and fear.
*Stock markets are highly volatile and capital gains are hard to realize. To mitigate volatility risk, one may develop an investment strategy of buying low- risk growth and income stocks that have a consistent increase in earnings and dividends, and holding them for a long time, some forever.
*An excellent source of financial data on approximately 1700 stocks is VALUE LINE. It tabulates on one page a wealth of information for each stock for a 10 year period. I select stocks from Value Line and analyze the following for each stock: Increase per Share of Revenue, Earnings, Cash Flow, Dividends, Capital Spending, Book Value, Operating Margin, Return on Shareholders’ Equity, Decrease of Common Shares Outstanding, Long-Term Debt, and Average Annual Price per Earnings Ratio (P/E).
*In order to evaluate whether the price of a stock is under or overvalued, I compare its price to earnings (P/E) ratio with the average P/E of its peers. This method excludes the annual earnings per growth rate (EPS). A stock with a relatively high P/E ratio is not necessarily considered expensive if its EPS is high as well. I divide P/E by EPS to obtain the price to earnings growth (PEG). This is a more realistic picture of the value of a stock. The lower the PEG, the more the stock is undervalued.
*I prefer to invest in a stock that has a return of invested capital of at least 10%, that maintains a conservative balanced ratio of debt to capital of less than 50%, that has a payout ratio below 60%, that increases revenue or earnings per share steadily year after year, that has an operating margin and return on shareholders value of at least 10%, that steadily decreases the number of common shares by share buybacks, and that has a PEG value of less than two.
*A good start is to study the U.S. Dividend Aristocrats. They have increased their Dividends for many consecutive years and have consistently outperformed the S&P 500 Index during the past 30 years.
*Successful investment requires knowledge, experience, perseverance, patience, discipline, an analytical mind and focus. Playing the market leads to failure. If you are not happy with the performance of your investment portfolio, invest in the Dividend Kings, a list of 50 U.S. large stocks that have raised their dividends for at least 50 consecutive years. A $100,000 investment in the Kings List in 1991 would have been worth $3,246,000 by the end of 2017, whereas the same amount invested in the S&P 500 stocks would have only reached a value of $1,370,000. One may also buy a low-cost INDEX FUND (IF) or a low-cost growth and income EXCHANGE TRADED FUND (ETF), though the total return is much lower.
*A novice investor should build a portfolio of 30 stocks and pretend to purchase shares in each, without using any money, and follow these over a period of 5 years. Then he/she should compare his/her performance to that of a comparable ETF or INDEX FUND. If it is worse, the novice investor is not ready to invest without financial advice. It would be a great help if novice investors had some basic knowledge of investing. This could be accomplished if it was mandatory for all senior high school students to take a one semester course in financial matters.
*Avoid Investing in actively managed Mutual Funds because of their high management fees and hidden charges. Most of them underperform the ETF and INDEX FUNDS.
*Refrain from using the services of so-called financial advisors and ignore all the noise generated daily by the financial experts and the media.
*Invest only in a stock whose business you are familiar with, and which you want to buy-and-hold as a long-term investment. Do the research and buy it only when you think it is a good price, and never at its 52-week high. Buying a stock without doing the research is like buying a lottery ticket.
*When you choose to invest in a stock, research first how the company has performed at good and bad times, relative to its peers, and how the dividend has been affected.
*Select and invest in one or two stocks from each industry, in companies that have a history of growing their stock price and their dividend, regardless of by how much. Dividends are very important in investing because studies have shown that in the past 80 years, dividends contributed to 44% and capital gains to 56% of the total return of the S&P 500 stocks.
*Do research on companies with good business, low competition and little or no debt. Their Management should be competent, intelligent, honest, and should itself own a large number of the company’s shares. It should be friendly to shareholders by distributing profits in the form of dividends and share buybacks.
*Avoid buying a stock at its initial public offering (IPO) and wait until it shows some earnings before you make a decision.
*An excellent time to buy a stock is during an economic recession, a market correction, or a short-lived calamity of a particular good growth and income stock.
*Learn not to procrastinate when making a trade, since there is always something to worry about. When you have done the research and made sure you understand why you want to buy or sell a particular stock, go ahead and make the transaction.
*There is not a single formula for knowing when to sell a stock. However, consider selling in any of the following cases:
-if the stock does not meet your buying criteria anymore and performs poorly in comparison to its peers.
– if its earnings have been slowing down.
-if it stops increasing its dividend.
-if its price has reached an unrealistic level relative to its earnings.
-if you have found a better buy and you need the cash to buy it.
*Conservative investors should always have 5-10 percent cash in their portfolio in order to buy stocks when the opportunity arises. Never borrow money to buy a stock. It is a losing game.
*Studies show that the average investor underperforms the overall stock market index largely due to emotional decisions. Therefore, learn to stay rational and keep your emotions in check when investing, and to believe in yourself and learn from your mistakes. Establish investment criteria and stick to your policy. This approach can help you buy low and sell high.
*One must learn to manage fear and greed when deciding to buy or sell a stock. It is important to develop discipline, to avoid taking risks, and to patiently wait for the opportunity to arise to buy a good stock at discount.
*Consider the Magic of Compounding in Investing: it requires reinvesting the earnings of the investment portfolio (capital appreciation and dividends) and giving the investment time to grow. The basic mathematical formula for annual compounding is:
F= I(1+r)^n
F = final amount of investment, I = initial amount of investment, r = average
annual rate of return (decimal), n = number of years invested, the symbol ^ means to the power of. For example, if you invest (I) = $100,000 with 12% average annual rate of return (r = 0.12) for 20 years (n), you will amass a total amount (F) = $964,629. Thus, your initial investment will have increased by $864,629 over 20 years.
*There is also the RULE of 72 to be considered: if you divide 72 by a known investment portfolio percent earnings (E), you can estimate the number of years (Y) it will take for the portfolio to double in value. Assume E=12%, then Y=72/12=6 years. Also, to find the number of years (Y) it takes for inflation (IN) to cut the value of your investment portfolio (purchasing power) in half, divide 72 by inflation (IN). If IN=4%, then Y=72/4=18 years.
*Nowadays, investing in the stock market is an inexpensive and easy process. Stocks are bought and sold using computer algorithms (automatic trading). Investors can independently place a trade in seconds and pay relatively low commission. Using algorithms, a transaction takes only 5-10 microseconds. It takes the eye 350,000 microseconds to blink. There are 1,000,000 microseconds in one second.
*Always remember that you have two silent, passive partners who share your wealth: inflation and the taxman. For example the purchasing power of $1.00 in 2000 is equivalent to the purchasing power $1.53 in 2020, an increase of $0.53 over 20 years. In other words the dollar had lost half of its value due to inflation.
Here are some statistics showing how the cost of living has increased in the United States over the past 20 years (2000-2020). Most of the changes are due to inflation.
The GDP per capita was $36,335 in 2000 and $63,416 in 2020.
The national median household income was $42,148 in 2000 and $67,521 in 2020.
The Federal hourly minimum wage was $6.15 in 2000 and $7.25 in 2020.
A liter of regular gasoline was 38 cents in 2000 and 54 cents in 2020.
A liter of milk was 23 cents in 2000 and 83 cents in 2020.
A dozen of eggs was 93 cents in 2000 and $1.49 in 2020.
The average new car price was $21,850 in 2000 and $38,000 in 2020.
The median value of single-family home was $119,600 in 2000 and 329,000 in 2020.
The Dow Jones Industrial Average index closed 10,729 in 2000 and 36,338 in 2020.
*Creating wealth by investing is a difficult undertaking, but keeping it for generations to come is a challenge. Studies show that the first generation works hard to create wealth; the second generation indulges itself in reckless spending; and the third generation, with no role model to follow, spends extravagantly what remains of the wealth, leaving their children to start all over again. Statistics show that 90% of the wealthy families fall into this pattern.
NATURAL VERSUS COVID VACCINE IMMUNITY
Dr. Marty Makary, professor at Johns Hopkins University, School of Medicine & Johns Hopkins Center for Global Health, is questioned by congressman Jim Jordan and reveals that there are 31,000 people working for the Ceter for Disease Control and Prevention (CDC) and The National Institute of Health (NIH), and they spend 58 billion dollars annually, yet they haven’t studied the effect of natural immunity on the covid virus. However, international studies show that natural immunity is 27 times more effective than immunity from vaccines!
It clearly demonstrates that Big Pharma and the Medical Establishment run the whole health care system in the U.S., and it is a disgrace that 58 billion dollars of hard earned American taxpayer’s money goes to waste!
Ο Δρ Marty Makary, καθηγητής στο Πανεπιστήμιο Johns Hopkins School of Medicine & Johns Hopkins Center for Global Health, ανακρίνεται από τον βουλευτή του Ohio Jim Jordan και αποκαλύπτει ότι υπάρχουν 31.000 άνθρωποι που εργάζονται για το Κέντρο Ελέγχου και Πρόληψης Νοσημάτων (CDC) και το Εθνικό Ινστιτούτο Υγείας (NIH) μαζί ξοδεύουν 58 δισεκατομμύρια δολάρια ετησίως, ωστόσο δεν έχουν μελετήσει την επίδραση της φυσικής ανοσίας στον κορονοϊό. Όμως, διεθνείς μελέτες δείχνουν ότι η φυσική ανοσία είναι 27 φορές πιο αποτελεσματική από την ανοσία από τα εμβόλια!
Viewers of this video can draw their own conclusion
Unfortunately, this video has been deleted. It appears that the officials don’t like the public to see the corruption, incompetence and disorganization of these organizations.
Αυτό αποδεικνύει ξεκάθαρα ότι οι φαρμακευτικές εταιρίες και η Αμερικανική Ιατρική Ένωση διοικούν ολόκληρο το σύστημα υγειονομικής περίθαλψης στις Ηνωμένες Πολιτείες και είναι ντροπή να πάνε χαμένα 58 δισεκατομμύρια δολάρια από τα χρήματα των Αμερικανών φορολογουμένων που κερδίζουν σκληρά!
Οι θεατές αυτού του βίντεο μπορούν να βγάλουν τα δικά τους συμπεράσματα.
Δυστυχώς, αυτό το βίντεο έχει διαγραφεί. Οι αναγνώστες αυτού του άρθρου μπορούν να βγάλουν τα δικά τους συμπεράσματα για τους λόγους της διαγραφής του. .
Christos P. Tsonis 